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Jewelry Education and Advice

  • What’s Gold ETF and Can you Wear it with Black?

    No, you cannot wear gold ETF – but if you’re lucky, you can buy some really nice gold  jewelry with the profits you make!

    First off, a definition, according to Comparing Fashion:

    The word ‘ETF gold’ stands for gold exchange traded funds. This is a gold market, just like the stock exchange. This concept was initiated in Toronto, Canada in the early 1990s. The concept was later adopted by the United States of America. Over the passage of years, it has now become a fully developed market of the world.

    Gold has always been considered a safe investment, mainly because it’s held its value during economically trying times. There was a time when people owned gold in the form of bars or coins. But of  course, there were obvious problems with this – one good thief could wipe out all of your savings!

    Gold exchange traded funds is a facility that has only gold as a standard asset. The exchange traded funds do not give substantial gold bars or coins to any person, but the financier is made a component of gold plagiaristic agreement and receives cash equivalent to the market worth of gold at the exacting time. It is comparable to owning shares in a corporation and receiving returns with the enhancement in their market worth. In a Gold ETF, gold is the only article of trade for trading.

    Through Gold ETF, people acquire gold not in the physical intelligence but in terms of gold marketplace worth. A straightforward description of Gold ETF is an exchange traded fund that has stocks and finances in gold and trades on the foundation of these resources.

    In a Gold EFT, gold is the only commodity for trading. Through Gold EFT, people buy gold not in the physical sense but in terms of gold market value. A simple definition of Gold EFT is an exchange traded fund that has stocks and funds in gold and trades on the basis of these funds.

    So is gold a good investment for you? Talk to your financial investor first. In the meantime, check out our site for some gold jewelry which we guarantee will have endless amounts of payoff!

    Below: Historical Gold chart is provided by

    Chart: Central Fund of Canada

  • Anniverary Pearls

    hi Joe. Thanks so much for helping Keith with the pearls. I love them! We are celebrating our wedding anniversary early tonight. Happy new year! Greetings to Katia! Teodora

    Freshwater Pearl Necklaces

    Pearls are always a great gift, and especially on anniversaries! Today, larger Tahitian, South Sea and Chinese freshwater pearls are all the rage ranging from 9-11+mm in diameter.

    Check out our selection of Freshwater pearl necklaces ranging from 8.5-11.5mm.

  • Metals of Honor – Lessons in Gold

    Diamonds, sapphires, rubies…we know the gems and the mystique that surrounds them. But often we overlook the equally important metals in our jewelry. The metal is often behind-the-scenes, supporting and displaying its dazzling centerpiece – but each metal possesses a magic of its own.

    This week, let’s focus on the many facets of gold:


    Gold is popular because it can be worked into almost any shape. Yellow gold jewelry of 18K and above does not tarnish and rarely causes problems for people with skin irritations. White Gold is popular for its appearance and price point compared to platinum alloys.

    Technically there is no such thing as ‘White Gold.’ Gold can be lightened by combining it with light metals such as Rhodium; a member of the platinum family and the whitest precious metal after silver. This rhodium plating creates a hard skin with good resistance. Over time plating may wear through. Re-plating is a fairly simple process, depending on the condition of the piece. In most cases this will be done approximately as often as a platinum ring requires re-polishing, although a fine plating job may last longer than a polish on platinum due to the superior hardness of rhodium.


    24K gold (100% pure gold) does not work well for jewelry because it is too soft. A more durable option is 18K gold, which is 75% pure gold. It has the richness of 24K gold where some of the less pure alloys may not.


    18K gold is the most recognized global standard and will be marked ’18K’ in the USA and ‘750’ in Europe.

    1. 18K Yellow Gold

    * 75% Gold, alloyed with Copper, Silver, Zinc and/or Cobalt
    * Does not require plating
    *  Very workable
    *  Rarely causes skin irritation
    *  Will wear down, but over a long period of time with heavy wear

    2. 18K White Gold (nickel white gold)

    * 75% Gold, alloyed with Copper, Nickel, Zinc and/or Palladium
    * Requires rhodium plating and re-plating over time, depending on wear
    *  Less workable, less ductile
    *  Causes skin irritation for people with nickel allergies
    *  Will wear down over a long period of time

    3. 18K Palladium White Gold

    * 75% Gold, 25% Palladium
    * Requires rhodium plating and re-plating over time, depending on wear
    * Very workable
    *  Rarely, if ever, causes skin irritation
    *  Will wear down over a long period of time
    *  More expensive than 18K nickel WG

    Comparison Photos

    1. 18K yellow gold
    2. 18K white gold, rhodium plated
    3. 18K palladium white gold, not plated

    Source: Pricescope Diamond Journal

    Here’s our high-style, white gold gent’s engagement ring:

    Style 7180WB

    Gent’s 14kt White Gold Diamond Wedding Band

    Gent’s 14kt white gold wedding band, diagonal design with .20ct t.w. channel set diamonds, high polished and matte finish, 7.75mm tapered.

    Metal: 14kt White Gold
    Width: 7.75mm
    Stone Size: .20ct t.w.
    Ring Size: 8.5 – 13

  • Eye Color and Jewelry – How to Harmonize

    The fashion you wear should ultimately flatter and enhance your existing skin, hair and eye color. Most of us can quickly name the colors that we definitely can’t wear. When it comes to jewelry, the same applies.

    According to one fashion expert:

    Those of you with light-colored eyes will look best in earrings augmented by cool-toned gemstones with a blue or green hue, such as Blue Topaz, Opal, Turquoise, Ocean Sky, Jade, Green Quartz, Aventurine or Peridot.

    Those of you with dark eyes will look best in earrings augmented by warm-toned gemstones with a reddish or golden hue, such as the Carnelian, Citrine, Champagne, or even the purplish Amethyst.

    Below, a human eye color chart…amazing that there is so much variation!

  • Jewelry Lessons for Monday

    Come on, wake up that groggy brain of yours! It’s Monday. Time to expand your mind, increase your knowledge and get some work done.

    Jewelry has a vast and amazing history across the world, signifying so much more than adornment.Here’s some bite-sized pieces of jewelry info so you’re a little more “in the know”:

    The word Jewelry is derived from the Latin word jocale, meaning “plaything,” and the word jewel, which was anglicised in the 13th century from the Old French word jouel. The word “jewelry” (spelled Jewellery in European English) is used to describe any piece of precious material (gemstones, noble metals, etc.) used to adorn one’s self.

    Jewelry in its most basic form has been used since the dawn of of man’s use of tools and clothing. Researchers believed that the ability to use symbolism did not develop until humans had migrated to Europe 35,000 to 40,000 years ago. Recently discovered mollusk shells that had been perforated to be made into beads are now thought to be some of the oldest known man-made Jewelry.

    Used as a symbol of wealth and/or status as well as to protect against harm, ward of evil, and heal ailments, jewelry was used to adorn nearly every part of the body and has been made out of almost every material known to mankind.

    Early Jewelry

    Source: The History of Jewelry

  • The Difference between a Mineral and a Gem

    Okay, boys and girls, time for your weekly jewelry lesson. Sit down…and take that gum out of your mouth!

    Go ahead, Mary Jane…ask your question. I can’t hear you. Speak up.

    What’s the difference between a mineral and a gem? Well, Mary Jane, since you asked:

    Interestingly, there is no geological definition for the word gem, because a gem is a human creation. Minerals are formed by geologic processes in rocks in their natural environment.

    When we excavate precious or semiprecious stones, cut, and polish them into specific shapes, they become gems. When a gem is set into metal to be worn on the body it becomes a jewel.

    Several key factors determine the value of a gem: To be considered worthy of jewelry, the mineral must have rarity, durability, attractiveness, size, and color.

    Okay, class dismissed!

    (above) Ocos Mineral Rock

    Source: Burke Museum of Natural History and Culture

  • Fun Jewelry Quotes for Wednesday

    Much has been said about jewelry. That’s because it means so much to each of us. Whether it’s a fat diamond ring or a handmade bead necklace, jewelry is always so loaded with meaning.

    Here’s some quotes about jewelry to get you thinking:

    I have always felt a gift diamond shines so much better than one you buy for yourself.  ~Mae West

    The pearl is the queen of gems and the gem of queens.  ~Author Unknown

    Jewelry takes people’s minds off your wrinkles.  ~Sonja Henie

    These gems have life in them:  their colors speak, say what words fail of.  ~George Eliot

    There is in them a softer fire than the ruby, there is the brilliant purple of the amethyst, and the sea green of the emerald – all shining together in incredible union.  Some by their splendor rival the colors of the painters, others the flame of burning sulphur or of fire quickened by oil.  ~Pliny, about the opal

    I never worry about diets.  The only carrots that interest me are the number of carats in a diamond.  ~Mae West

    There are worlds in an opal.  ~Astrid Alauda

    Perhaps time’s definition of coal is the diamond.  ~Kahlil Gibran

    As though pure white snow flashed and sparkled with the color of bright ruddy wine, and was overcome by this radiance.  ~Author unknown, about the opal

    Don’t ever wear artistic jewelry; it wrecks a woman’s reputation.  ~Colette, Gigi, 1944, translated

    No gold-digging for me; I take diamonds!  We may be off the gold standard someday.  ~Mae West

    This diamond has so many carats it’s almost a turnip.  ~Richard Burton

    I really think that American gentlemen are the best after all, because kissing your hand may make you feel very very good but a diamond and a sapphire bracelet lasts forever.  ~Anita Loos

    Gold! gold! gold! gold!
    Bright and yellow, hard and cold!
    ~Thomas Hood

    The jeweler allows me to wear the sapphire blue lake on my finger, the emerald green leaves around my neck, and take the citrine sunset with me wherever I go.  Jewelry has become my daytime link to nature in an office with no windows.  And if I have to work late, there’s nothing like diamond stars and a pearl full moon against an onyx night sky.  ~Astrid Alauda, “Office With No Windows”

    My husband gave me a necklace.  It’s fake.  I requested fake.  Maybe I’m paranoid, but in this day and age, I don’t want something around my neck that’s worth more than my head.  ~Rita Rudner

    Opal is the multi-gem.  ~Astrid Alauda

    Source: The Quote Garden

  • Moissanite – A Socially Responsible Gift

    Moissanite is the word on everybody’s lips this holiday. Not only do you get all the glamour and fire, its manufactured not mined. As this video points out, stars are realizing the importance of showcasing eco-friendly jewelry while looking fantastic!

    Check out our amazing moissanite sale with prices reduced up to 60%. This year, give a gift that dazzles at a cost you can afford.

  • Jewelry – Interesting Facts and Strange Customs

    Here’s some fun facts about jewelry we discovered:

    Did you know that people have been swallowing precious Pearls whole and in a powdered form for ages as a medicine for sicknesses? This mostly done in Asia, the interesting fact about this is, that Pearls are mostly made of calcium carbonate, which is a antacid, so about the only thing they are curing is a upset stomach. This is one expensive antacid, they should try “Tums” they are cheaper.

    Did you know that Opals are said to bring wisdom and good fortune? In ancient times people believed that Opals were pieces of heaven that had fallen out of the sky due to violent thunderstorms.

    Did you know that in ancient times, people believed that gold came from the Sun. There were even Religious groups that believed gold were tear drops from their Sun Gods

    Did you know that the largest gold nugget found in the U.S.A. was in California and it weighed 195 pounds?

    Did you know that the largest Pearl ever found weighed 14 pounds?

    Did you know that a Opal will cut glass just like a Diamond?

    Did you know that a “carat” is the unit of weight for gemstones and one carat is 1/5 of a gram and that 28 grams equals one ounce?

    Did you a rare one carat red Diamond (that would be about the size of the eraser of a pencil) sold at a auction for one million dollars?

    Did you know that even though a Diamond is known to be the hardest material mineral known to man, if you hit it with a hammer you would crush it to a powder? This so called “hardness” relates to it’s ability to scratch other materials.   (PS)   Never test a diamond by scratching a glass surface, it will damage the surface of the Diamond.  Even a imitation glass diamond will scratch the surface of glass.

    Did you know colored Diamonds are called “fancies” and are rare and those with pronounced colors are worth more than the finest white varieties?

    Did you know that gold in it’s pure form (24 carats) is so soft that it bends easily like lead metal and has to be mixed with other metals to make durable jewelry? That is why gold comes in 18 carat gold, 14 carat gold, 10 carat gold, 10 carat gold being the one with less gold in it.

    Did you know that Platinum is one of the world’s strongest metals. It weighs 60% more than karat gold. Just holding it in your hand, you can feel the difference.  Not everyone can own Platinum jewelry because there simply isn’t enough of it in world. For example: all the Platinum ever mined would fit in an average sized living room.

    Did you also know that we’re one of the few retailers carrying Disney’s Precious Collections, jewelry for children? Come take a look at our Gallery and buy something extra special for that little princess in your life!

  • Buying Jewelry Online this Holiday

    Many are fearful of buying jewelry online. Fortunately, it’s never been a safer and easier process. Especially with well-established online jewelers like us!

    Jewelry online can be as much as 50% less than retail. So once you’ve found yourself a secure and reliable source, you can feel safe while saving money!
    Here are a few other pointers when purchasing jewelry online:

    1. Familiarize yourself with how to measure quality in gold, diamonds or other items you may wish to purchase. Know the difference between carats and karats.
    2. Enter the word “jewelry” in a search engine such as Google or Yahoo. If desired, enter more specific words such as “rings,” “diamonds” or “gold.”

    3. Browse sites for information. Some sites offer jewelry made by known manufacturers while others have their own jewelers that make the pieces for sale.

    4. Read information on guarantees, secure ordering and returns. A piece of jewelry is a major investment, and you want to be sure your purchase is guaranteed and that your purchase price can be refunded if you want to return the item.

    5. Check to see if certificates are given, particularly for diamonds.

    6. If you are confident that the site is secure and reputable, browse the categories (“diamonds,” “gold,” “watches,” “rings,” and so on) or do a site search using the key word or words of the item you are looking for (“gold watch,” “diamond ring,” and so on).

    7. If you find a piece that interests you, you may have to click its image to make it larger so you can get a better look. While this is not necessarily a good substitute for seeing the piece in person, it will give you a pretty good idea of what the piece looks like.

    8. When you order, pay special attention to sizes and other options offered. (For example, do you want the diamond set in a yellow gold or white gold band?)

    At Joseph Schubach Jewelers, if there is ever a problem, we can address it quickly and thoroughly. We pride ourselves in customer service so you can feel safe and comfortable with the entire process.

    Style 9337

    Diamond Flow Wedding Band – $519

    Flow wedding band with .21ct t.w. pave’ diamonds and milgrained edges in 14kt white gold.